LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,889
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,223
−HK$1,355/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$48,352
+HK$2,774/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,713
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,993
−HK$1,298/mo
Today · 4.125%
HK$50,291
baseline
▲ 0.50% · 4.625%
HK$52,942
+HK$2,651/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,582/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,068
−HK$1,626/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$58,022
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,792
−HK$1,558/mo
Today · 4.125%
HK$60,350
baseline
▲ 0.50% · 4.625%
HK$63,531
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$120,700/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,044
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,898/mo
Today · 4.125%
HK$63,810
baseline
▲ 0.50% · 4.625%
HK$67,692
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,620/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,799
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,590
−HK$1,818/mo
Today · 4.125%
HK$70,408
baseline
▲ 0.50% · 4.625%
HK$74,119
+HK$3,711/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,816/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,200
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,601
−HK$2,440/mo
Today · 4.125%
HK$82,041
baseline
▲ 0.50% · 4.625%
HK$87,033
+HK$4,992/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,082/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,884
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,336/mo
Today · 4.125%
HK$90,524
baseline
▲ 0.50% · 4.625%
HK$95,296
+HK$4,772/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,048/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,331 · Scale 2, in force from 26 Feb 2026)