LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,890
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,225
−HK$1,355/mo
Today · 4.125%
HK$45,580
baseline
▲ 0.50% · 4.625%
HK$48,354
+HK$2,774/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,160/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,715
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,995
−HK$1,298/mo
Today · 4.125%
HK$50,293
baseline
▲ 0.50% · 4.625%
HK$52,944
+HK$2,651/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,586/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,469
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,070
−HK$1,626/mo
Today · 4.125%
HK$54,696
baseline
▲ 0.50% · 4.625%
HK$58,024
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$109,392/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,258
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,794
−HK$1,558/mo
Today · 4.125%
HK$60,352
baseline
▲ 0.50% · 4.625%
HK$63,533
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$120,704/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,047
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,914
−HK$1,898/mo
Today · 4.125%
HK$63,812
baseline
▲ 0.50% · 4.625%
HK$67,695
+HK$3,883/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,624/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,801
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,593
−HK$1,817/mo
Today · 4.125%
HK$70,410
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$3,712/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,820/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,203
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,604
−HK$2,440/mo
Today · 4.125%
HK$82,044
baseline
▲ 0.50% · 4.625%
HK$87,036
+HK$4,992/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,088/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,887
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,191
−HK$2,337/mo
Today · 4.125%
HK$90,528
baseline
▲ 0.50% · 4.625%
HK$95,299
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,056/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,357 · Scale 2, in force from 26 Feb 2026)