LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,892
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,226
−HK$1,356/mo
Today · 4.125%
HK$45,582
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,774/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,164/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,997
−HK$1,298/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$52,946
+HK$2,651/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,471
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,072
−HK$1,626/mo
Today · 4.125%
HK$54,698
baseline
▲ 0.50% · 4.625%
HK$58,027
+HK$3,329/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$109,396/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,261
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,796
−HK$1,558/mo
Today · 4.125%
HK$60,354
baseline
▲ 0.50% · 4.625%
HK$63,536
+HK$3,182/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$120,708/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,049
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,917
−HK$1,898/mo
Today · 4.125%
HK$63,815
baseline
▲ 0.50% · 4.625%
HK$67,698
+HK$3,883/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,630/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,804
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,596
−HK$1,817/mo
Today · 4.125%
HK$70,413
baseline
▲ 0.50% · 4.625%
HK$74,125
+HK$3,712/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,826/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,206
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,608
−HK$2,440/mo
Today · 4.125%
HK$82,048
baseline
▲ 0.50% · 4.625%
HK$87,040
+HK$4,992/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,096/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,891
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,195
−HK$2,336/mo
Today · 4.125%
HK$90,531
baseline
▲ 0.50% · 4.625%
HK$95,303
+HK$4,772/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,062/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,386 · Scale 2, in force from 26 Feb 2026)