LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,893
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,227
−HK$1,356/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$48,357
+HK$2,774/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,166/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,718
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,998
−HK$1,298/mo
Today · 4.125%
HK$50,296
baseline
▲ 0.50% · 4.625%
HK$52,948
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,592/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,472
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,073
−HK$1,627/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$58,028
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,262
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,558/mo
Today · 4.125%
HK$60,356
baseline
▲ 0.50% · 4.625%
HK$63,537
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$120,712/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,918
−HK$1,898/mo
Today · 4.125%
HK$63,816
baseline
▲ 0.50% · 4.625%
HK$67,699
+HK$3,883/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,632/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,806
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,597
−HK$1,818/mo
Today · 4.125%
HK$70,415
baseline
▲ 0.50% · 4.625%
HK$74,127
+HK$3,712/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,830/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,208
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,609
−HK$2,440/mo
Today · 4.125%
HK$82,049
baseline
▲ 0.50% · 4.625%
HK$87,042
+HK$4,993/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,098/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,893
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,197
−HK$2,337/mo
Today · 4.125%
HK$90,534
baseline
▲ 0.50% · 4.625%
HK$95,306
+HK$4,772/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,068/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,402 · Scale 2, in force from 26 Feb 2026)