LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,896
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,230
−HK$1,356/mo
Today · 4.125%
HK$45,586
baseline
▲ 0.50% · 4.625%
HK$48,360
+HK$2,774/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,172/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,721
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,299/mo
Today · 4.125%
HK$50,300
baseline
▲ 0.50% · 4.625%
HK$52,951
+HK$2,651/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,600/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,475
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,076
−HK$1,627/mo
Today · 4.125%
HK$54,703
baseline
▲ 0.50% · 4.625%
HK$58,032
+HK$3,329/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$109,406/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,266
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,802
−HK$1,558/mo
Today · 4.125%
HK$60,360
baseline
▲ 0.50% · 4.625%
HK$63,541
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.29M · min. income ≈ HK$120,720/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,054
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,922
−HK$1,898/mo
Today · 4.125%
HK$63,820
baseline
▲ 0.50% · 4.625%
HK$67,704
+HK$3,884/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,640/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,810
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,602
−HK$1,817/mo
Today · 4.125%
HK$70,419
baseline
▲ 0.50% · 4.625%
HK$74,131
+HK$3,712/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,838/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,213
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,615
−HK$2,440/mo
Today · 4.125%
HK$82,055
baseline
▲ 0.50% · 4.625%
HK$87,048
+HK$4,993/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,110/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,899
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,202
−HK$2,337/mo
Today · 4.125%
HK$90,539
baseline
▲ 0.50% · 4.625%
HK$95,312
+HK$4,773/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,078/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,448 · Scale 2, in force from 26 Feb 2026)