LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,905
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,240
−HK$1,356/mo
Today · 4.125%
HK$45,596
baseline
▲ 0.50% · 4.625%
HK$48,370
+HK$2,774/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,192/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,731
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,012
−HK$1,298/mo
Today · 4.125%
HK$50,310
baseline
▲ 0.50% · 4.625%
HK$52,962
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,620/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,486
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,088
−HK$1,627/mo
Today · 4.125%
HK$54,715
baseline
▲ 0.50% · 4.625%
HK$58,044
+HK$3,329/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,430/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,278
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,814
−HK$1,558/mo
Today · 4.125%
HK$60,372
baseline
▲ 0.50% · 4.625%
HK$63,555
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,744/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,067
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,936
−HK$1,898/mo
Today · 4.125%
HK$63,834
baseline
▲ 0.50% · 4.625%
HK$67,718
+HK$3,884/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,668/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,824
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,616
−HK$1,818/mo
Today · 4.125%
HK$70,434
baseline
▲ 0.50% · 4.625%
HK$74,147
+HK$3,713/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,868/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,229
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,631
−HK$2,441/mo
Today · 4.125%
HK$82,072
baseline
▲ 0.50% · 4.625%
HK$87,066
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,144/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,917
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,221
−HK$2,337/mo
Today · 4.125%
HK$90,558
baseline
▲ 0.50% · 4.625%
HK$95,332
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,116/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,597 · Scale 2, in force from 26 Feb 2026)