LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,909
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,243
−HK$1,356/mo
Today · 4.125%
HK$45,599
baseline
▲ 0.50% · 4.625%
HK$48,374
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,198/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,735
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,298/mo
Today · 4.125%
HK$50,314
baseline
▲ 0.50% · 4.625%
HK$52,966
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,628/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,490
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,092
−HK$1,627/mo
Today · 4.125%
HK$54,719
baseline
▲ 0.50% · 4.625%
HK$58,049
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,438/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,282
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,819
−HK$1,558/mo
Today · 4.125%
HK$60,377
baseline
▲ 0.50% · 4.625%
HK$63,560
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,754/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,941
−HK$1,898/mo
Today · 4.125%
HK$63,839
baseline
▲ 0.50% · 4.625%
HK$67,723
+HK$3,884/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,678/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,829
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,622
−HK$1,818/mo
Today · 4.125%
HK$70,440
baseline
▲ 0.50% · 4.625%
HK$74,153
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,880/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,235
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,638
−HK$2,441/mo
Today · 4.125%
HK$82,079
baseline
▲ 0.50% · 4.625%
HK$87,073
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,158/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,924
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,228
−HK$2,338/mo
Today · 4.125%
HK$90,566
baseline
▲ 0.50% · 4.625%
HK$95,340
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,132/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,654 · Scale 2, in force from 26 Feb 2026)