LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,909
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,244
−HK$1,356/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,375
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,736
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,299/mo
Today · 4.125%
HK$50,315
baseline
▲ 0.50% · 4.625%
HK$52,967
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,630/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,491
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,093
−HK$1,627/mo
Today · 4.125%
HK$54,720
baseline
▲ 0.50% · 4.625%
HK$58,050
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,440/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,283
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,820
−HK$1,558/mo
Today · 4.125%
HK$60,378
baseline
▲ 0.50% · 4.625%
HK$63,561
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,756/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,073
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,942
−HK$1,898/mo
Today · 4.125%
HK$63,840
baseline
▲ 0.50% · 4.625%
HK$67,725
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,680/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,831
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,623
−HK$1,818/mo
Today · 4.125%
HK$70,441
baseline
▲ 0.50% · 4.625%
HK$74,154
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,882/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,237
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,639
−HK$2,441/mo
Today · 4.125%
HK$82,080
baseline
▲ 0.50% · 4.625%
HK$87,074
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,160/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,925
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,229
−HK$2,338/mo
Today · 4.125%
HK$90,567
baseline
▲ 0.50% · 4.625%
HK$95,341
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,134/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,666 · Scale 2, in force from 26 Feb 2026)