LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,910
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,244
−HK$1,356/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,375
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,737
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,017
−HK$1,299/mo
Today · 4.125%
HK$50,316
baseline
▲ 0.50% · 4.625%
HK$52,968
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,632/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,492
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,093
−HK$1,628/mo
Today · 4.125%
HK$54,721
baseline
▲ 0.50% · 4.625%
HK$58,050
+HK$3,329/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,442/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,284
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,820
−HK$1,559/mo
Today · 4.125%
HK$60,379
baseline
▲ 0.50% · 4.625%
HK$63,561
+HK$3,182/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,758/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,073
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,942
−HK$1,899/mo
Today · 4.125%
HK$63,841
baseline
▲ 0.50% · 4.625%
HK$67,725
+HK$3,884/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,682/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,831
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,624
−HK$1,818/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,155
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,237
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,640
−HK$2,441/mo
Today · 4.125%
HK$82,081
baseline
▲ 0.50% · 4.625%
HK$87,075
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,162/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,926
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,230
−HK$2,338/mo
Today · 4.125%
HK$90,568
baseline
▲ 0.50% · 4.625%
HK$95,342
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,136/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,671 · Scale 2, in force from 26 Feb 2026)