LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,911
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,245
−HK$1,357/mo
Today · 4.125%
HK$45,602
baseline
▲ 0.50% · 4.625%
HK$48,376
+HK$2,774/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,204/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,738
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,018
−HK$1,299/mo
Today · 4.125%
HK$50,317
baseline
▲ 0.50% · 4.625%
HK$52,969
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,634/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,493
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,627/mo
Today · 4.125%
HK$54,722
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,444/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,285
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,558/mo
Today · 4.125%
HK$60,380
baseline
▲ 0.50% · 4.625%
HK$63,563
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,760/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,075
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,944
−HK$1,898/mo
Today · 4.125%
HK$63,842
baseline
▲ 0.50% · 4.625%
HK$67,727
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,684/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,833
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,625
−HK$1,819/mo
Today · 4.125%
HK$70,444
baseline
▲ 0.50% · 4.625%
HK$74,157
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,888/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,239
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,642
−HK$2,441/mo
Today · 4.125%
HK$82,083
baseline
▲ 0.50% · 4.625%
HK$87,077
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,166/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,928
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,232
−HK$2,338/mo
Today · 4.125%
HK$90,570
baseline
▲ 0.50% · 4.625%
HK$95,344
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,140/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,689 · Scale 2, in force from 26 Feb 2026)