LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,911
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,246
−HK$1,356/mo
Today · 4.125%
HK$45,602
baseline
▲ 0.50% · 4.625%
HK$48,377
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,204/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,738
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,019
−HK$1,299/mo
Today · 4.125%
HK$50,318
baseline
▲ 0.50% · 4.625%
HK$52,970
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,636/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,494
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,628/mo
Today · 4.125%
HK$54,723
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$3,329/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,446/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,286
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,559/mo
Today · 4.125%
HK$60,381
baseline
▲ 0.50% · 4.625%
HK$63,564
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,762/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,076
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,945
−HK$1,898/mo
Today · 4.125%
HK$63,843
baseline
▲ 0.50% · 4.625%
HK$67,728
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,686/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,834
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,626
−HK$1,819/mo
Today · 4.125%
HK$70,445
baseline
▲ 0.50% · 4.625%
HK$74,158
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,890/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,240
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,643
−HK$2,441/mo
Today · 4.125%
HK$82,084
baseline
▲ 0.50% · 4.625%
HK$87,079
+HK$4,995/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,168/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,929
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,234
−HK$2,338/mo
Today · 4.125%
HK$90,572
baseline
▲ 0.50% · 4.625%
HK$95,346
+HK$4,774/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,144/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,699 · Scale 2, in force from 26 Feb 2026)