LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,912
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,247
−HK$1,356/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,378
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,739
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,298/mo
Today · 4.125%
HK$50,318
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,636/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,495
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,096
−HK$1,628/mo
Today · 4.125%
HK$54,724
baseline
▲ 0.50% · 4.625%
HK$58,053
+HK$3,329/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,448/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,287
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,824
−HK$1,558/mo
Today · 4.125%
HK$60,382
baseline
▲ 0.50% · 4.625%
HK$63,565
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,764/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,077
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,946
−HK$1,898/mo
Today · 4.125%
HK$63,844
baseline
▲ 0.50% · 4.625%
HK$67,729
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,688/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,835
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,627
−HK$1,819/mo
Today · 4.125%
HK$70,446
baseline
▲ 0.50% · 4.625%
HK$74,159
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,892/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,242
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,644
−HK$2,442/mo
Today · 4.125%
HK$82,086
baseline
▲ 0.50% · 4.625%
HK$87,080
+HK$4,994/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,172/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,931
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,235
−HK$2,338/mo
Today · 4.125%
HK$90,573
baseline
▲ 0.50% · 4.625%
HK$95,348
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,146/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,712 · Scale 2, in force from 26 Feb 2026)