LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,915
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,250
−HK$1,356/mo
Today · 4.125%
HK$45,606
baseline
▲ 0.50% · 4.625%
HK$48,381
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,212/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,743
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,299/mo
Today · 4.125%
HK$50,322
baseline
▲ 0.50% · 4.625%
HK$52,974
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,644/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,498
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,100
−HK$1,627/mo
Today · 4.125%
HK$54,727
baseline
▲ 0.50% · 4.625%
HK$58,057
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,454/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,291
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,828
−HK$1,558/mo
Today · 4.125%
HK$60,386
baseline
▲ 0.50% · 4.625%
HK$63,569
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,772/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,081
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,950
−HK$1,899/mo
Today · 4.125%
HK$63,849
baseline
▲ 0.50% · 4.625%
HK$67,734
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,698/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,840
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,632
−HK$1,819/mo
Today · 4.125%
HK$70,451
baseline
▲ 0.50% · 4.625%
HK$74,164
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,902/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,247
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,650
−HK$2,441/mo
Today · 4.125%
HK$82,091
baseline
▲ 0.50% · 4.625%
HK$87,086
+HK$4,995/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,182/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,937
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,241
−HK$2,338/mo
Today · 4.125%
HK$90,579
baseline
▲ 0.50% · 4.625%
HK$95,354
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,158/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,760 · Scale 2, in force from 26 Feb 2026)