LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,916
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,251
−HK$1,356/mo
Today · 4.125%
HK$45,607
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,214/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,744
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,299/mo
Today · 4.125%
HK$50,323
baseline
▲ 0.50% · 4.625%
HK$52,976
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,646/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,499
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,101
−HK$1,628/mo
Today · 4.125%
HK$54,729
baseline
▲ 0.50% · 4.625%
HK$58,059
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,458/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,292
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,829
−HK$1,559/mo
Today · 4.125%
HK$60,388
baseline
▲ 0.50% · 4.625%
HK$63,571
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,776/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,082
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,951
−HK$1,899/mo
Today · 4.125%
HK$63,850
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,700/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,841
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,634
−HK$1,818/mo
Today · 4.125%
HK$70,452
baseline
▲ 0.50% · 4.625%
HK$74,166
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,904/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,249
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,652
−HK$2,441/mo
Today · 4.125%
HK$82,093
baseline
▲ 0.50% · 4.625%
HK$87,088
+HK$4,995/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,186/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,938
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,243
−HK$2,338/mo
Today · 4.125%
HK$90,581
baseline
▲ 0.50% · 4.625%
HK$95,356
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,162/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,775 · Scale 2, in force from 26 Feb 2026)