LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,917
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,252
−HK$1,356/mo
Today · 4.125%
HK$45,608
baseline
▲ 0.50% · 4.625%
HK$48,383
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,216/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,744
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,025
−HK$1,299/mo
Today · 4.125%
HK$50,324
baseline
▲ 0.50% · 4.625%
HK$52,976
+HK$2,652/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,648/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,500
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,102
−HK$1,628/mo
Today · 4.125%
HK$54,730
baseline
▲ 0.50% · 4.625%
HK$58,060
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,460/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,293
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,830
−HK$1,559/mo
Today · 4.125%
HK$60,389
baseline
▲ 0.50% · 4.625%
HK$63,572
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,778/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,083
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,952
−HK$1,899/mo
Today · 4.125%
HK$63,851
baseline
▲ 0.50% · 4.625%
HK$67,736
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,702/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,842
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,635
−HK$1,818/mo
Today · 4.125%
HK$70,453
baseline
▲ 0.50% · 4.625%
HK$74,167
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,906/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,250
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,653
−HK$2,441/mo
Today · 4.125%
HK$82,094
baseline
▲ 0.50% · 4.625%
HK$87,090
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,188/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,940
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,245
−HK$2,338/mo
Today · 4.125%
HK$90,583
baseline
▲ 0.50% · 4.625%
HK$95,358
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,166/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,788 · Scale 2, in force from 26 Feb 2026)