LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,917
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,252
−HK$1,356/mo
Today · 4.125%
HK$45,608
baseline
▲ 0.50% · 4.625%
HK$48,383
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,216/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,745
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,025
−HK$1,299/mo
Today · 4.125%
HK$50,324
baseline
▲ 0.50% · 4.625%
HK$52,977
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,648/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,500
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,102
−HK$1,628/mo
Today · 4.125%
HK$54,730
baseline
▲ 0.50% · 4.625%
HK$58,060
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,460/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,293
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,830
−HK$1,559/mo
Today · 4.125%
HK$60,389
baseline
▲ 0.50% · 4.625%
HK$63,572
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,778/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,084
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,953
−HK$1,898/mo
Today · 4.125%
HK$63,851
baseline
▲ 0.50% · 4.625%
HK$67,737
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,702/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,842
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,635
−HK$1,819/mo
Today · 4.125%
HK$70,454
baseline
▲ 0.50% · 4.625%
HK$74,167
+HK$3,713/mo
Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$140,908/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,250
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,653
−HK$2,442/mo
Today · 4.125%
HK$82,095
baseline
▲ 0.50% · 4.625%
HK$87,090
+HK$4,995/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,190/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,940
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,245
−HK$2,338/mo
Today · 4.125%
HK$90,583
baseline
▲ 0.50% · 4.625%
HK$95,358
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,166/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,791 · Scale 2, in force from 26 Feb 2026)