LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,919
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,356/mo
Today · 4.125%
HK$45,610
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,220/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,747
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,027
−HK$1,299/mo
Today · 4.125%
HK$50,326
baseline
▲ 0.50% · 4.625%
HK$52,979
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,652/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,502
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,628/mo
Today · 4.125%
HK$54,732
baseline
▲ 0.50% · 4.625%
HK$58,062
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,464/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,296
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,833
−HK$1,558/mo
Today · 4.125%
HK$60,391
baseline
▲ 0.50% · 4.625%
HK$63,575
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,782/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,086
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,955
−HK$1,899/mo
Today · 4.125%
HK$63,854
baseline
▲ 0.50% · 4.625%
HK$67,739
+HK$3,885/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,708/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,845
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,638
−HK$1,819/mo
Today · 4.125%
HK$70,457
baseline
▲ 0.50% · 4.625%
HK$74,171
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,914/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,254
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,657
−HK$2,441/mo
Today · 4.125%
HK$82,098
baseline
▲ 0.50% · 4.625%
HK$87,094
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,196/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,944
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,249
−HK$2,338/mo
Today · 4.125%
HK$90,587
baseline
▲ 0.50% · 4.625%
HK$95,362
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,174/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,820 · Scale 2, in force from 26 Feb 2026)