LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,924
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,259
−HK$1,356/mo
Today · 4.125%
HK$45,615
baseline
▲ 0.50% · 4.625%
HK$48,391
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,230/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,752
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,033
−HK$1,299/mo
Today · 4.125%
HK$50,332
baseline
▲ 0.50% · 4.625%
HK$52,985
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,664/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,508
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,628/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$58,069
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,302
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,839
−HK$1,559/mo
Today · 4.125%
HK$60,398
baseline
▲ 0.50% · 4.625%
HK$63,582
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,796/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,962
−HK$1,899/mo
Today · 4.125%
HK$63,861
baseline
▲ 0.50% · 4.625%
HK$67,747
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,722/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,853
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,646
−HK$1,819/mo
Today · 4.125%
HK$70,465
baseline
▲ 0.50% · 4.625%
HK$74,179
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,930/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,262
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,666
−HK$2,441/mo
Today · 4.125%
HK$82,107
baseline
▲ 0.50% · 4.625%
HK$87,103
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,214/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,954
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,259
−HK$2,338/mo
Today · 4.125%
HK$90,597
baseline
▲ 0.50% · 4.625%
HK$95,373
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,194/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,900 · Scale 2, in force from 26 Feb 2026)