LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,924
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,259
−HK$1,357/mo
Today · 4.125%
HK$45,616
baseline
▲ 0.50% · 4.625%
HK$48,391
+HK$2,775/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,232/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,752
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,033
−HK$1,299/mo
Today · 4.125%
HK$50,332
baseline
▲ 0.50% · 4.625%
HK$52,985
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,664/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,509
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,111
−HK$1,628/mo
Today · 4.125%
HK$54,739
baseline
▲ 0.50% · 4.625%
HK$58,069
+HK$3,330/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,478/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,303
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,840
−HK$1,559/mo
Today · 4.125%
HK$60,399
baseline
▲ 0.50% · 4.625%
HK$63,582
+HK$3,183/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,798/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,963
−HK$1,899/mo
Today · 4.125%
HK$63,862
baseline
▲ 0.50% · 4.625%
HK$67,748
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,724/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,853
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,646
−HK$1,819/mo
Today · 4.125%
HK$70,465
baseline
▲ 0.50% · 4.625%
HK$74,180
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,930/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,263
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,666
−HK$2,442/mo
Today · 4.125%
HK$82,108
baseline
▲ 0.50% · 4.625%
HK$87,104
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,216/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,954
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,260
−HK$2,338/mo
Today · 4.125%
HK$90,598
baseline
▲ 0.50% · 4.625%
HK$95,374
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,196/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,906 · Scale 2, in force from 26 Feb 2026)