LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,926
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,261
−HK$1,356/mo
Today · 4.125%
HK$45,617
baseline
▲ 0.50% · 4.625%
HK$48,393
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,234/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,754
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,035
−HK$1,299/mo
Today · 4.125%
HK$50,334
baseline
▲ 0.50% · 4.625%
HK$52,987
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,668/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,511
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,113
−HK$1,628/mo
Today · 4.125%
HK$54,741
baseline
▲ 0.50% · 4.625%
HK$58,072
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$109,482/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,305
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,559/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$63,585
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.29M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,096
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,965
−HK$1,899/mo
Today · 4.125%
HK$63,864
baseline
▲ 0.50% · 4.625%
HK$67,750
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,728/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,856
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,649
−HK$1,819/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,182
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,266
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,669
−HK$2,442/mo
Today · 4.125%
HK$82,111
baseline
▲ 0.50% · 4.625%
HK$87,107
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,222/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,958
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,263
−HK$2,339/mo
Today · 4.125%
HK$90,602
baseline
▲ 0.50% · 4.625%
HK$95,377
+HK$4,775/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,204/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,933 · Scale 2, in force from 26 Feb 2026)