LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,928
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,263
−HK$1,357/mo
Today · 4.125%
HK$45,620
baseline
▲ 0.50% · 4.625%
HK$48,396
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,240/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,757
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,037
−HK$1,300/mo
Today · 4.125%
HK$50,337
baseline
▲ 0.50% · 4.625%
HK$52,990
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,674/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,513
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,116
−HK$1,628/mo
Today · 4.125%
HK$54,744
baseline
▲ 0.50% · 4.625%
HK$58,075
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,488/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,308
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,845
−HK$1,559/mo
Today · 4.125%
HK$60,404
baseline
▲ 0.50% · 4.625%
HK$63,588
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,808/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,099
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,968
−HK$1,900/mo
Today · 4.125%
HK$63,868
baseline
▲ 0.50% · 4.625%
HK$67,754
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,736/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,859
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,652
−HK$1,820/mo
Today · 4.125%
HK$70,472
baseline
▲ 0.50% · 4.625%
HK$74,186
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,944/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,270
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,673
−HK$2,442/mo
Today · 4.125%
HK$82,115
baseline
▲ 0.50% · 4.625%
HK$87,112
+HK$4,997/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,230/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,962
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,267
−HK$2,339/mo
Today · 4.125%
HK$90,606
baseline
▲ 0.50% · 4.625%
HK$95,382
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,212/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,969 · Scale 2, in force from 26 Feb 2026)