LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,928
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,264
−HK$1,356/mo
Today · 4.125%
HK$45,620
baseline
▲ 0.50% · 4.625%
HK$48,396
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,240/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,758
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,038
−HK$1,300/mo
Today · 4.125%
HK$50,338
baseline
▲ 0.50% · 4.625%
HK$52,991
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,676/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,514
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,117
−HK$1,628/mo
Today · 4.125%
HK$54,745
baseline
▲ 0.50% · 4.625%
HK$58,076
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,490/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,309
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,846
−HK$1,559/mo
Today · 4.125%
HK$60,405
baseline
▲ 0.50% · 4.625%
HK$63,589
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,810/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,100
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,969
−HK$1,900/mo
Today · 4.125%
HK$63,869
baseline
▲ 0.50% · 4.625%
HK$67,755
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,738/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,861
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,654
−HK$1,819/mo
Today · 4.125%
HK$70,473
baseline
▲ 0.50% · 4.625%
HK$74,187
+HK$3,714/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,946/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,271
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,675
−HK$2,442/mo
Today · 4.125%
HK$82,117
baseline
▲ 0.50% · 4.625%
HK$87,113
+HK$4,996/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,234/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,964
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,269
−HK$2,339/mo
Today · 4.125%
HK$90,608
baseline
▲ 0.50% · 4.625%
HK$95,384
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,216/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,982 · Scale 2, in force from 26 Feb 2026)