LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,929
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,356/mo
Today · 4.125%
HK$45,621
baseline
▲ 0.50% · 4.625%
HK$48,397
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,242/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,758
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,039
−HK$1,300/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$52,992
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,515
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,118
−HK$1,628/mo
Today · 4.125%
HK$54,746
baseline
▲ 0.50% · 4.625%
HK$58,077
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,492/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,310
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,847
−HK$1,559/mo
Today · 4.125%
HK$60,406
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,812/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,101
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,971
−HK$1,899/mo
Today · 4.125%
HK$63,870
baseline
▲ 0.50% · 4.625%
HK$67,756
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,740/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,862
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,655
−HK$1,819/mo
Today · 4.125%
HK$70,474
baseline
▲ 0.50% · 4.625%
HK$74,189
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,948/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,273
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,676
−HK$2,442/mo
Today · 4.125%
HK$82,118
baseline
▲ 0.50% · 4.625%
HK$87,115
+HK$4,997/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,236/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,965
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,271
−HK$2,339/mo
Today · 4.125%
HK$90,610
baseline
▲ 0.50% · 4.625%
HK$95,386
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,220/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,995 · Scale 2, in force from 26 Feb 2026)