LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,931
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,266
−HK$1,357/mo
Today · 4.125%
HK$45,623
baseline
▲ 0.50% · 4.625%
HK$48,399
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,246/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,760
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,041
−HK$1,299/mo
Today · 4.125%
HK$50,340
baseline
▲ 0.50% · 4.625%
HK$52,994
+HK$2,654/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,680/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,517
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,119
−HK$1,628/mo
Today · 4.125%
HK$54,747
baseline
▲ 0.50% · 4.625%
HK$58,079
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,494/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,312
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,849
−HK$1,559/mo
Today · 4.125%
HK$60,408
baseline
▲ 0.50% · 4.625%
HK$63,593
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,816/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,103
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,973
−HK$1,899/mo
Today · 4.125%
HK$63,872
baseline
▲ 0.50% · 4.625%
HK$67,758
+HK$3,886/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,744/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,864
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,657
−HK$1,819/mo
Today · 4.125%
HK$70,476
baseline
▲ 0.50% · 4.625%
HK$74,191
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,952/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,275
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,679
−HK$2,442/mo
Today · 4.125%
HK$82,121
baseline
▲ 0.50% · 4.625%
HK$87,118
+HK$4,997/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$164,242/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,968
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,274
−HK$2,339/mo
Today · 4.125%
HK$90,613
baseline
▲ 0.50% · 4.625%
HK$95,389
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.94M · min. income ≈ HK$181,226/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,019 · Scale 2, in force from 26 Feb 2026)