LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,933
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,268
−HK$1,357/mo
Today · 4.125%
HK$45,625
baseline
▲ 0.50% · 4.625%
HK$48,401
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,250/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,762
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,043
−HK$1,300/mo
Today · 4.125%
HK$50,343
baseline
▲ 0.50% · 4.625%
HK$52,996
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,686/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,519
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,122
−HK$1,628/mo
Today · 4.125%
HK$54,750
baseline
▲ 0.50% · 4.625%
HK$58,081
+HK$3,331/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,500/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,315
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,852
−HK$1,559/mo
Today · 4.125%
HK$60,411
baseline
▲ 0.50% · 4.625%
HK$63,596
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,822/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,106
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,976
−HK$1,899/mo
Today · 4.125%
HK$63,875
baseline
▲ 0.50% · 4.625%
HK$67,762
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,750/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,867
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,661
−HK$1,819/mo
Today · 4.125%
HK$70,480
baseline
▲ 0.50% · 4.625%
HK$74,195
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,960/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,279
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,683
−HK$2,442/mo
Today · 4.125%
HK$82,125
baseline
▲ 0.50% · 4.625%
HK$87,122
+HK$4,997/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,250/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,972
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,278
−HK$2,339/mo
Today · 4.125%
HK$90,617
baseline
▲ 0.50% · 4.625%
HK$95,393
+HK$4,776/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,234/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,052 · Scale 2, in force from 26 Feb 2026)