LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,934
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,357/mo
Today · 4.125%
HK$45,627
baseline
▲ 0.50% · 4.625%
HK$48,403
+HK$2,776/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,254/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,764
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,045
−HK$1,300/mo
Today · 4.125%
HK$50,345
baseline
▲ 0.50% · 4.625%
HK$52,998
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,690/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,521
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,124
−HK$1,628/mo
Today · 4.125%
HK$54,752
baseline
▲ 0.50% · 4.625%
HK$58,084
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,504/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,317
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,854
−HK$1,560/mo
Today · 4.125%
HK$60,414
baseline
▲ 0.50% · 4.625%
HK$63,598
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,828/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,108
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,978
−HK$1,899/mo
Today · 4.125%
HK$63,877
baseline
▲ 0.50% · 4.625%
HK$67,764
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,754/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,870
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,663
−HK$1,819/mo
Today · 4.125%
HK$70,482
baseline
▲ 0.50% · 4.625%
HK$74,198
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,964/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,282
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,686
−HK$2,442/mo
Today · 4.125%
HK$82,128
baseline
▲ 0.50% · 4.625%
HK$87,125
+HK$4,997/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,256/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,975
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,281
−HK$2,339/mo
Today · 4.125%
HK$90,620
baseline
▲ 0.50% · 4.625%
HK$95,397
+HK$4,777/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,240/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,078 · Scale 2, in force from 26 Feb 2026)