LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,936
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,272
−HK$1,356/mo
Today · 4.125%
HK$45,628
baseline
▲ 0.50% · 4.625%
HK$48,405
+HK$2,777/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$91,256/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,766
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,047
−HK$1,300/mo
Today · 4.125%
HK$50,347
baseline
▲ 0.50% · 4.625%
HK$53,000
+HK$2,653/mo
Deposit HK$9.41M · loan HK$9.41M · min. income ≈ HK$100,694/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,523
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,126
−HK$1,628/mo
Today · 4.125%
HK$54,754
baseline
▲ 0.50% · 4.625%
HK$58,086
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,508/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,319
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,856
−HK$1,560/mo
Today · 4.125%
HK$60,416
baseline
▲ 0.50% · 4.625%
HK$63,600
+HK$3,184/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,832/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,110
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,980
−HK$1,900/mo
Today · 4.125%
HK$63,880
baseline
▲ 0.50% · 4.625%
HK$67,767
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,760/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,872
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,666
−HK$1,819/mo
Today · 4.125%
HK$70,485
baseline
▲ 0.50% · 4.625%
HK$74,200
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,970/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,285
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,689
−HK$2,442/mo
Today · 4.125%
HK$82,131
baseline
▲ 0.50% · 4.625%
HK$87,129
+HK$4,998/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,262/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,979
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,284
−HK$2,340/mo
Today · 4.125%
HK$90,624
baseline
▲ 0.50% · 4.625%
HK$95,401
+HK$4,777/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,248/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,105 · Scale 2, in force from 26 Feb 2026)