LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,938
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,274
−HK$1,357/mo
Today · 4.125%
HK$45,631
baseline
▲ 0.50% · 4.625%
HK$48,407
+HK$2,776/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,262/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,768
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,049
−HK$1,300/mo
Today · 4.125%
HK$50,349
baseline
▲ 0.50% · 4.625%
HK$53,003
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,698/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,628/mo
Today · 4.125%
HK$54,757
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,514/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,859
−HK$1,560/mo
Today · 4.125%
HK$60,419
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,838/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,113
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,983
−HK$1,900/mo
Today · 4.125%
HK$63,883
baseline
▲ 0.50% · 4.625%
HK$67,770
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,766/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,876
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,669
−HK$1,820/mo
Today · 4.125%
HK$70,489
baseline
▲ 0.50% · 4.625%
HK$74,204
+HK$3,715/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,978/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,289
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,693
−HK$2,442/mo
Today · 4.125%
HK$82,135
baseline
▲ 0.50% · 4.625%
HK$87,133
+HK$4,998/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,270/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,983
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,289
−HK$2,339/mo
Today · 4.125%
HK$90,628
baseline
▲ 0.50% · 4.625%
HK$95,406
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,256/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,141 · Scale 2, in force from 26 Feb 2026)