LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,942
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,278
−HK$1,357/mo
Today · 4.125%
HK$45,635
baseline
▲ 0.50% · 4.625%
HK$48,412
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,270/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,773
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,054
−HK$1,300/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,133
−HK$1,629/mo
Today · 4.125%
HK$54,762
baseline
▲ 0.50% · 4.625%
HK$58,094
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,524/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,327
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,865
−HK$1,559/mo
Today · 4.125%
HK$60,424
baseline
▲ 0.50% · 4.625%
HK$63,609
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,848/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,989
−HK$1,900/mo
Today · 4.125%
HK$63,889
baseline
▲ 0.50% · 4.625%
HK$67,776
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,778/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,882
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,675
−HK$1,820/mo
Today · 4.125%
HK$70,495
baseline
▲ 0.50% · 4.625%
HK$74,211
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,990/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,296
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,700
−HK$2,443/mo
Today · 4.125%
HK$82,143
baseline
▲ 0.50% · 4.625%
HK$87,141
+HK$4,998/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,286/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,991
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,297
−HK$2,340/mo
Today · 4.125%
HK$90,637
baseline
▲ 0.50% · 4.625%
HK$95,414
+HK$4,777/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,274/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,206 · Scale 2, in force from 26 Feb 2026)