LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,943
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,278
−HK$1,357/mo
Today · 4.125%
HK$45,635
baseline
▲ 0.50% · 4.625%
HK$48,412
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,270/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,773
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,054
−HK$1,300/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,134
−HK$1,629/mo
Today · 4.125%
HK$54,763
baseline
▲ 0.50% · 4.625%
HK$58,095
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,526/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,328
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,865
−HK$1,560/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,120
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,990
−HK$1,900/mo
Today · 4.125%
HK$63,890
baseline
▲ 0.50% · 4.625%
HK$67,777
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,780/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,882
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,676
−HK$1,820/mo
Today · 4.125%
HK$70,496
baseline
▲ 0.50% · 4.625%
HK$74,212
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,992/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,297
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,701
−HK$2,443/mo
Today · 4.125%
HK$82,144
baseline
▲ 0.50% · 4.625%
HK$87,142
+HK$4,998/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,288/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,992
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,298
−HK$2,340/mo
Today · 4.125%
HK$90,638
baseline
▲ 0.50% · 4.625%
HK$95,415
+HK$4,777/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,276/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,213 · Scale 2, in force from 26 Feb 2026)