LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,943
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,357/mo
Today · 4.125%
HK$45,636
baseline
▲ 0.50% · 4.625%
HK$48,413
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,272/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,774
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,300/mo
Today · 4.125%
HK$50,355
baseline
▲ 0.50% · 4.625%
HK$53,009
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,710/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,532
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,135
−HK$1,628/mo
Today · 4.125%
HK$54,763
baseline
▲ 0.50% · 4.625%
HK$58,096
+HK$3,333/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,526/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,329
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,866
−HK$1,560/mo
Today · 4.125%
HK$60,426
baseline
▲ 0.50% · 4.625%
HK$63,611
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,852/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,120
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,991
−HK$1,900/mo
Today · 4.125%
HK$63,891
baseline
▲ 0.50% · 4.625%
HK$67,778
+HK$3,887/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,782/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,883
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,677
−HK$1,820/mo
Today · 4.125%
HK$70,497
baseline
▲ 0.50% · 4.625%
HK$74,213
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,994/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,298
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,702
−HK$2,443/mo
Today · 4.125%
HK$82,145
baseline
▲ 0.50% · 4.625%
HK$87,143
+HK$4,998/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,290/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,993
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,299
−HK$2,340/mo
Today · 4.125%
HK$90,639
baseline
▲ 0.50% · 4.625%
HK$95,417
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,278/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,223 · Scale 2, in force from 26 Feb 2026)