LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,944
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,280
−HK$1,357/mo
Today · 4.125%
HK$45,637
baseline
▲ 0.50% · 4.625%
HK$48,414
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,274/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,775
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,056
−HK$1,300/mo
Today · 4.125%
HK$50,356
baseline
▲ 0.50% · 4.625%
HK$53,011
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,712/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,533
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,136
−HK$1,629/mo
Today · 4.125%
HK$54,765
baseline
▲ 0.50% · 4.625%
HK$58,097
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,530/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,330
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,868
−HK$1,559/mo
Today · 4.125%
HK$60,427
baseline
▲ 0.50% · 4.625%
HK$63,613
+HK$3,186/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,854/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,122
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,992
−HK$1,900/mo
Today · 4.125%
HK$63,892
baseline
▲ 0.50% · 4.625%
HK$67,780
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,784/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,885
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,679
−HK$1,820/mo
Today · 4.125%
HK$70,499
baseline
▲ 0.50% · 4.625%
HK$74,215
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$140,998/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,300
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,704
−HK$2,443/mo
Today · 4.125%
HK$82,147
baseline
▲ 0.50% · 4.625%
HK$87,146
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,294/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,995
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,302
−HK$2,339/mo
Today · 4.125%
HK$90,641
baseline
▲ 0.50% · 4.625%
HK$95,419
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,282/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,242 · Scale 2, in force from 26 Feb 2026)