LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,945
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,357/mo
Today · 4.125%
HK$45,638
baseline
▲ 0.50% · 4.625%
HK$48,415
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,276/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,776
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,058
−HK$1,299/mo
Today · 4.125%
HK$50,357
baseline
▲ 0.50% · 4.625%
HK$53,012
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,714/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,534
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,137
−HK$1,629/mo
Today · 4.125%
HK$54,766
baseline
▲ 0.50% · 4.625%
HK$58,098
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,532/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,332
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,869
−HK$1,560/mo
Today · 4.125%
HK$60,429
baseline
▲ 0.50% · 4.625%
HK$63,614
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,858/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,123
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,994
−HK$1,900/mo
Today · 4.125%
HK$63,894
baseline
▲ 0.50% · 4.625%
HK$67,782
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,788/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,887
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,681
−HK$1,819/mo
Today · 4.125%
HK$70,500
baseline
▲ 0.50% · 4.625%
HK$74,217
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$141,000/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,302
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,706
−HK$2,443/mo
Today · 4.125%
HK$82,149
baseline
▲ 0.50% · 4.625%
HK$87,148
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,298/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,997
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,304
−HK$2,339/mo
Today · 4.125%
HK$90,643
baseline
▲ 0.50% · 4.625%
HK$95,421
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,286/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,259 · Scale 2, in force from 26 Feb 2026)