LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,947
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,283
−HK$1,357/mo
Today · 4.125%
HK$45,640
baseline
▲ 0.50% · 4.625%
HK$48,418
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,280/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,778
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,060
−HK$1,300/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,014
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,537
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,140
−HK$1,629/mo
Today · 4.125%
HK$54,769
baseline
▲ 0.50% · 4.625%
HK$58,101
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,538/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,334
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,872
−HK$1,560/mo
Today · 4.125%
HK$60,432
baseline
▲ 0.50% · 4.625%
HK$63,617
+HK$3,185/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,864/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,126
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,996
−HK$1,901/mo
Today · 4.125%
HK$63,897
baseline
▲ 0.50% · 4.625%
HK$67,785
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,794/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,890
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,684
−HK$1,820/mo
Today · 4.125%
HK$70,504
baseline
▲ 0.50% · 4.625%
HK$74,220
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$141,008/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,305
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,710
−HK$2,443/mo
Today · 4.125%
HK$82,153
baseline
▲ 0.50% · 4.625%
HK$87,152
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,306/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,001
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,308
−HK$2,339/mo
Today · 4.125%
HK$90,647
baseline
▲ 0.50% · 4.625%
HK$95,426
+HK$4,779/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,294/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,290 · Scale 2, in force from 26 Feb 2026)