LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,948
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,284
−HK$1,358/mo
Today · 4.125%
HK$45,642
baseline
▲ 0.50% · 4.625%
HK$48,419
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,284/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,780
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,061
−HK$1,300/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,016
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,538
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,141
−HK$1,629/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$3,333/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,336
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,873
−HK$1,560/mo
Today · 4.125%
HK$60,433
baseline
▲ 0.50% · 4.625%
HK$63,619
+HK$3,186/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,866/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,128
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,998
−HK$1,900/mo
Today · 4.125%
HK$63,898
baseline
▲ 0.50% · 4.625%
HK$67,786
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,796/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,892
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,686
−HK$1,819/mo
Today · 4.125%
HK$70,505
baseline
▲ 0.50% · 4.625%
HK$74,222
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$141,010/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,307
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,712
−HK$2,443/mo
Today · 4.125%
HK$82,155
baseline
▲ 0.50% · 4.625%
HK$87,154
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,310/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,003
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,310
−HK$2,340/mo
Today · 4.125%
HK$90,650
baseline
▲ 0.50% · 4.625%
HK$95,428
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,300/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,309 · Scale 2, in force from 26 Feb 2026)