LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,949
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,285
−HK$1,357/mo
Today · 4.125%
HK$45,642
baseline
▲ 0.50% · 4.625%
HK$48,420
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,284/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,780
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,062
−HK$1,300/mo
Today · 4.125%
HK$50,362
baseline
▲ 0.50% · 4.625%
HK$53,016
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,724/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,539
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,629/mo
Today · 4.125%
HK$54,771
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$3,332/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,542/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,336
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,874
−HK$1,560/mo
Today · 4.125%
HK$60,434
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,186/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,868/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,129
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,999
−HK$1,900/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,787
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,892
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,687
−HK$1,819/mo
Today · 4.125%
HK$70,506
baseline
▲ 0.50% · 4.625%
HK$74,223
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$141,012/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,308
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,713
−HK$2,443/mo
Today · 4.125%
HK$82,156
baseline
▲ 0.50% · 4.625%
HK$87,155
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,312/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,005
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,311
−HK$2,340/mo
Today · 4.125%
HK$90,651
baseline
▲ 0.50% · 4.625%
HK$95,430
+HK$4,779/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,302/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,319 · Scale 2, in force from 26 Feb 2026)