LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,950
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,286
−HK$1,357/mo
Today · 4.125%
HK$45,643
baseline
▲ 0.50% · 4.625%
HK$48,421
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,286/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,781
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,063
−HK$1,300/mo
Today · 4.125%
HK$50,363
baseline
▲ 0.50% · 4.625%
HK$53,017
+HK$2,654/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,726/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,540
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,143
−HK$1,629/mo
Today · 4.125%
HK$54,772
baseline
▲ 0.50% · 4.625%
HK$58,105
+HK$3,333/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,544/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,338
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,875
−HK$1,560/mo
Today · 4.125%
HK$60,435
baseline
▲ 0.50% · 4.625%
HK$63,621
+HK$3,186/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,870/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,130
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,000
−HK$1,901/mo
Today · 4.125%
HK$63,901
baseline
▲ 0.50% · 4.625%
HK$67,789
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$127,802/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,894
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,688
−HK$1,820/mo
Today · 4.125%
HK$70,508
baseline
▲ 0.50% · 4.625%
HK$74,224
+HK$3,716/mo
Deposit HK$5.65M · loan HK$13.18M · min. income ≈ HK$141,016/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,310
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,715
−HK$2,443/mo
Today · 4.125%
HK$82,158
baseline
▲ 0.50% · 4.625%
HK$87,157
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,316/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,006
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,313
−HK$2,340/mo
Today · 4.125%
HK$90,653
baseline
▲ 0.50% · 4.625%
HK$95,431
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,306/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,334 · Scale 2, in force from 26 Feb 2026)