LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,953
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,289
−HK$1,357/mo
Today · 4.125%
HK$45,646
baseline
▲ 0.50% · 4.625%
HK$48,423
+HK$2,777/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,292/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,784
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,066
−HK$1,300/mo
Today · 4.125%
HK$50,366
baseline
▲ 0.50% · 4.625%
HK$53,021
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,732/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,543
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,629/mo
Today · 4.125%
HK$54,775
baseline
▲ 0.50% · 4.625%
HK$58,108
+HK$3,333/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$109,550/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,341
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,879
−HK$1,560/mo
Today · 4.125%
HK$60,439
baseline
▲ 0.50% · 4.625%
HK$63,625
+HK$3,186/mo
Deposit HK$7.53M · loan HK$11.30M · min. income ≈ HK$120,878/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,134
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$62,004
−HK$1,900/mo
Today · 4.125%
HK$63,904
baseline
▲ 0.50% · 4.625%
HK$67,793
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,808/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,898
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,692
−HK$1,820/mo
Today · 4.125%
HK$70,512
baseline
▲ 0.50% · 4.625%
HK$74,229
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,024/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,315
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,719
−HK$2,444/mo
Today · 4.125%
HK$82,163
baseline
▲ 0.50% · 4.625%
HK$87,162
+HK$4,999/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,326/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,012
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,318
−HK$2,341/mo
Today · 4.125%
HK$90,659
baseline
▲ 0.50% · 4.625%
HK$95,437
+HK$4,778/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,318/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,377 · Scale 2, in force from 26 Feb 2026)