LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,956
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,293
−HK$1,357/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,428
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,789
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,070
−HK$1,300/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,026
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,548
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,151
−HK$1,629/mo
Today · 4.125%
HK$54,780
baseline
▲ 0.50% · 4.625%
HK$58,113
+HK$3,333/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,560/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,346
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,884
−HK$1,561/mo
Today · 4.125%
HK$60,445
baseline
▲ 0.50% · 4.625%
HK$63,631
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,890/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,139
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,010
−HK$1,900/mo
Today · 4.125%
HK$63,910
baseline
▲ 0.50% · 4.625%
HK$67,799
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,820/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,904
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,698
−HK$1,821/mo
Today · 4.125%
HK$70,519
baseline
▲ 0.50% · 4.625%
HK$74,236
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,038/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,322
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,727
−HK$2,443/mo
Today · 4.125%
HK$82,170
baseline
▲ 0.50% · 4.625%
HK$87,170
+HK$5,000/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,340/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,019
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,326
−HK$2,341/mo
Today · 4.125%
HK$90,667
baseline
▲ 0.50% · 4.625%
HK$95,446
+HK$4,779/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,334/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,441 · Scale 2, in force from 26 Feb 2026)