LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,957
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,294
−HK$1,357/mo
Today · 4.125%
HK$45,651
baseline
▲ 0.50% · 4.625%
HK$48,429
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,302/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,790
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,071
−HK$1,301/mo
Today · 4.125%
HK$50,372
baseline
▲ 0.50% · 4.625%
HK$53,027
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,744/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,152
−HK$1,629/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$58,115
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,348
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,886
−HK$1,560/mo
Today · 4.125%
HK$60,446
baseline
▲ 0.50% · 4.625%
HK$63,632
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,892/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,140
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,011
−HK$1,901/mo
Today · 4.125%
HK$63,912
baseline
▲ 0.50% · 4.625%
HK$67,800
+HK$3,888/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,824/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,905
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,700
−HK$1,820/mo
Today · 4.125%
HK$70,520
baseline
▲ 0.50% · 4.625%
HK$74,237
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,040/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,323
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,728
−HK$2,444/mo
Today · 4.125%
HK$82,172
baseline
▲ 0.50% · 4.625%
HK$87,172
+HK$5,000/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$164,344/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,021
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,328
−HK$2,341/mo
Today · 4.125%
HK$90,669
baseline
▲ 0.50% · 4.625%
HK$95,448
+HK$4,779/mo
Deposit HK$1.88M · loan HK$16.95M · min. income ≈ HK$181,338/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,456 · Scale 2, in force from 26 Feb 2026)