LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,958
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,294
−HK$1,358/mo
Today · 4.125%
HK$45,652
baseline
▲ 0.50% · 4.625%
HK$48,430
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,304/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,791
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,072
−HK$1,301/mo
Today · 4.125%
HK$50,373
baseline
▲ 0.50% · 4.625%
HK$53,028
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,746/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,550
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,153
−HK$1,629/mo
Today · 4.125%
HK$54,782
baseline
▲ 0.50% · 4.625%
HK$58,116
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,564/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,349
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,560/mo
Today · 4.125%
HK$60,447
baseline
▲ 0.50% · 4.625%
HK$63,633
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,894/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,142
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,012
−HK$1,901/mo
Today · 4.125%
HK$63,913
baseline
▲ 0.50% · 4.625%
HK$67,802
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,826/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,907
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,701
−HK$1,821/mo
Today · 4.125%
HK$70,522
baseline
▲ 0.50% · 4.625%
HK$74,239
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,044/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,325
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,730
−HK$2,444/mo
Today · 4.125%
HK$82,174
baseline
▲ 0.50% · 4.625%
HK$87,174
+HK$5,000/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,348/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,023
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,330
−HK$2,341/mo
Today · 4.125%
HK$90,671
baseline
▲ 0.50% · 4.625%
HK$95,450
+HK$4,779/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,342/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,471 · Scale 2, in force from 26 Feb 2026)