LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,959
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,295
−HK$1,358/mo
Today · 4.125%
HK$45,653
baseline
▲ 0.50% · 4.625%
HK$48,431
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,306/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,792
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,073
−HK$1,301/mo
Today · 4.125%
HK$50,374
baseline
▲ 0.50% · 4.625%
HK$53,029
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,748/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,551
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,630/mo
Today · 4.125%
HK$54,784
baseline
▲ 0.50% · 4.625%
HK$58,117
+HK$3,333/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,568/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,350
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,888
−HK$1,560/mo
Today · 4.125%
HK$60,448
baseline
▲ 0.50% · 4.625%
HK$63,635
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,896/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,143
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,014
−HK$1,900/mo
Today · 4.125%
HK$63,914
baseline
▲ 0.50% · 4.625%
HK$67,803
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,828/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,908
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,703
−HK$1,820/mo
Today · 4.125%
HK$70,523
baseline
▲ 0.50% · 4.625%
HK$74,240
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,046/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,326
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,732
−HK$2,443/mo
Today · 4.125%
HK$82,175
baseline
▲ 0.50% · 4.625%
HK$87,176
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,350/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,025
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,332
−HK$2,340/mo
Today · 4.125%
HK$90,672
baseline
▲ 0.50% · 4.625%
HK$95,452
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,344/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,485 · Scale 2, in force from 26 Feb 2026)