LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,960
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,296
−HK$1,358/mo
Today · 4.125%
HK$45,654
baseline
▲ 0.50% · 4.625%
HK$48,432
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,308/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,793
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,074
−HK$1,301/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,030
+HK$2,655/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,156
−HK$1,629/mo
Today · 4.125%
HK$54,785
baseline
▲ 0.50% · 4.625%
HK$58,118
+HK$3,333/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,570/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,351
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,889
−HK$1,561/mo
Today · 4.125%
HK$60,450
baseline
▲ 0.50% · 4.625%
HK$63,636
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,900/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,144
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,015
−HK$1,901/mo
Today · 4.125%
HK$63,916
baseline
▲ 0.50% · 4.625%
HK$67,805
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,832/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,910
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,704
−HK$1,820/mo
Today · 4.125%
HK$70,524
baseline
▲ 0.50% · 4.625%
HK$74,242
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,048/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,328
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,733
−HK$2,444/mo
Today · 4.125%
HK$82,177
baseline
▲ 0.50% · 4.625%
HK$87,177
+HK$5,000/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,354/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,027
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,334
−HK$2,340/mo
Today · 4.125%
HK$90,674
baseline
▲ 0.50% · 4.625%
HK$95,454
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,348/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,500 · Scale 2, in force from 26 Feb 2026)