LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,962
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,299
−HK$1,357/mo
Today · 4.125%
HK$45,656
baseline
▲ 0.50% · 4.625%
HK$48,434
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,312/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,795
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,077
−HK$1,300/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,033
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,555
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,158
−HK$1,629/mo
Today · 4.125%
HK$54,787
baseline
▲ 0.50% · 4.625%
HK$58,121
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,574/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,354
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,892
−HK$1,561/mo
Today · 4.125%
HK$60,453
baseline
▲ 0.50% · 4.625%
HK$63,639
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,906/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,147
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,901/mo
Today · 4.125%
HK$63,919
baseline
▲ 0.50% · 4.625%
HK$67,808
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,838/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,913
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,708
−HK$1,820/mo
Today · 4.125%
HK$70,528
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,056/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,332
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,737
−HK$2,444/mo
Today · 4.125%
HK$82,181
baseline
▲ 0.50% · 4.625%
HK$87,182
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,362/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,031
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,338
−HK$2,341/mo
Today · 4.125%
HK$90,679
baseline
▲ 0.50% · 4.625%
HK$95,459
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,358/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,535 · Scale 2, in force from 26 Feb 2026)