LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,963
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,300
−HK$1,357/mo
Today · 4.125%
HK$45,657
baseline
▲ 0.50% · 4.625%
HK$48,435
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,314/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,796
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,078
−HK$1,300/mo
Today · 4.125%
HK$50,378
baseline
▲ 0.50% · 4.625%
HK$53,034
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,756/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,556
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,630/mo
Today · 4.125%
HK$54,789
baseline
▲ 0.50% · 4.625%
HK$58,123
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$109,578/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,355
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,893
−HK$1,561/mo
Today · 4.125%
HK$60,454
baseline
▲ 0.50% · 4.625%
HK$63,641
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.30M · min. income ≈ HK$120,908/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,148
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,019
−HK$1,901/mo
Today · 4.125%
HK$63,920
baseline
▲ 0.50% · 4.625%
HK$67,810
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,840/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,914
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,709
−HK$1,821/mo
Today · 4.125%
HK$70,530
baseline
▲ 0.50% · 4.625%
HK$74,247
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,060/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,334
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,739
−HK$2,444/mo
Today · 4.125%
HK$82,183
baseline
▲ 0.50% · 4.625%
HK$87,184
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,366/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,033
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,340
−HK$2,341/mo
Today · 4.125%
HK$90,681
baseline
▲ 0.50% · 4.625%
HK$95,461
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,362/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,551 · Scale 2, in force from 26 Feb 2026)