LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,964
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,300
−HK$1,358/mo
Today · 4.125%
HK$45,658
baseline
▲ 0.50% · 4.625%
HK$48,436
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,316/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,797
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,079
−HK$1,300/mo
Today · 4.125%
HK$50,379
baseline
▲ 0.50% · 4.625%
HK$53,035
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,758/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,557
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,161
−HK$1,629/mo
Today · 4.125%
HK$54,790
baseline
▲ 0.50% · 4.625%
HK$58,124
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,580/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,357
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,895
−HK$1,560/mo
Today · 4.125%
HK$60,455
baseline
▲ 0.50% · 4.625%
HK$63,642
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,910/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,150
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,021
−HK$1,901/mo
Today · 4.125%
HK$63,922
baseline
▲ 0.50% · 4.625%
HK$67,811
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,844/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,916
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,711
−HK$1,820/mo
Today · 4.125%
HK$70,531
baseline
▲ 0.50% · 4.625%
HK$74,249
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,062/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,335
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,741
−HK$2,444/mo
Today · 4.125%
HK$82,185
baseline
▲ 0.50% · 4.625%
HK$87,186
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,370/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,035
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,342
−HK$2,341/mo
Today · 4.125%
HK$90,683
baseline
▲ 0.50% · 4.625%
HK$95,463
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,366/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,567 · Scale 2, in force from 26 Feb 2026)