LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,965
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,301
−HK$1,358/mo
Today · 4.125%
HK$45,659
baseline
▲ 0.50% · 4.625%
HK$48,437
+HK$2,778/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,318/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,798
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,080
−HK$1,300/mo
Today · 4.125%
HK$50,380
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,760/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,558
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,162
−HK$1,629/mo
Today · 4.125%
HK$54,791
baseline
▲ 0.50% · 4.625%
HK$58,125
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,582/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,358
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,896
−HK$1,561/mo
Today · 4.125%
HK$60,457
baseline
▲ 0.50% · 4.625%
HK$63,643
+HK$3,186/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,914/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,151
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,022
−HK$1,901/mo
Today · 4.125%
HK$63,923
baseline
▲ 0.50% · 4.625%
HK$67,812
+HK$3,889/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,846/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,917
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,712
−HK$1,821/mo
Today · 4.125%
HK$70,533
baseline
▲ 0.50% · 4.625%
HK$74,250
+HK$3,717/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,066/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,337
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,742
−HK$2,445/mo
Today · 4.125%
HK$82,187
baseline
▲ 0.50% · 4.625%
HK$87,187
+HK$5,000/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,374/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,036
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,344
−HK$2,341/mo
Today · 4.125%
HK$90,685
baseline
▲ 0.50% · 4.625%
HK$95,465
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,370/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,581 · Scale 2, in force from 26 Feb 2026)