LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,968
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,304
−HK$1,358/mo
Today · 4.125%
HK$45,662
baseline
▲ 0.50% · 4.625%
HK$48,441
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,324/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,083
−HK$1,301/mo
Today · 4.125%
HK$50,384
baseline
▲ 0.50% · 4.625%
HK$53,040
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,768/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,165
−HK$1,630/mo
Today · 4.125%
HK$54,795
baseline
▲ 0.50% · 4.625%
HK$58,129
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,590/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,362
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,900
−HK$1,561/mo
Today · 4.125%
HK$60,461
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,922/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,155
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,026
−HK$1,901/mo
Today · 4.125%
HK$63,927
baseline
▲ 0.50% · 4.625%
HK$67,817
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,854/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,922
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,717
−HK$1,820/mo
Today · 4.125%
HK$70,537
baseline
▲ 0.50% · 4.625%
HK$74,255
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,074/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,342
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,748
−HK$2,444/mo
Today · 4.125%
HK$82,192
baseline
▲ 0.50% · 4.625%
HK$87,193
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,384/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,042
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,350
−HK$2,341/mo
Today · 4.125%
HK$90,691
baseline
▲ 0.50% · 4.625%
HK$95,471
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,382/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,629 · Scale 2, in force from 26 Feb 2026)