LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,969
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,305
−HK$1,358/mo
Today · 4.125%
HK$45,663
baseline
▲ 0.50% · 4.625%
HK$48,442
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,326/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,802
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,084
−HK$1,301/mo
Today · 4.125%
HK$50,385
baseline
▲ 0.50% · 4.625%
HK$53,041
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,770/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,562
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,166
−HK$1,630/mo
Today · 4.125%
HK$54,796
baseline
▲ 0.50% · 4.625%
HK$58,130
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,592/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,363
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,561/mo
Today · 4.125%
HK$60,462
baseline
▲ 0.50% · 4.625%
HK$63,649
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,924/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,027
−HK$1,901/mo
Today · 4.125%
HK$63,928
baseline
▲ 0.50% · 4.625%
HK$67,818
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,856/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,923
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,718
−HK$1,821/mo
Today · 4.125%
HK$70,539
baseline
▲ 0.50% · 4.625%
HK$74,257
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,078/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,344
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,749
−HK$2,445/mo
Today · 4.125%
HK$82,194
baseline
▲ 0.50% · 4.625%
HK$87,195
+HK$5,001/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,388/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,044
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,352
−HK$2,341/mo
Today · 4.125%
HK$90,693
baseline
▲ 0.50% · 4.625%
HK$95,473
+HK$4,780/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,386/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,642 · Scale 2, in force from 26 Feb 2026)