LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,973
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,358/mo
Today · 4.125%
HK$45,668
baseline
▲ 0.50% · 4.625%
HK$48,447
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,336/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,808
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,090
−HK$1,300/mo
Today · 4.125%
HK$50,390
baseline
▲ 0.50% · 4.625%
HK$53,047
+HK$2,657/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,780/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,568
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,172
−HK$1,630/mo
Today · 4.125%
HK$54,802
baseline
▲ 0.50% · 4.625%
HK$58,136
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,604/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,369
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,908
−HK$1,560/mo
Today · 4.125%
HK$60,468
baseline
▲ 0.50% · 4.625%
HK$63,656
+HK$3,188/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,936/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,163
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,034
−HK$1,902/mo
Today · 4.125%
HK$63,936
baseline
▲ 0.50% · 4.625%
HK$67,826
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,872/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,931
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,726
−HK$1,821/mo
Today · 4.125%
HK$70,547
baseline
▲ 0.50% · 4.625%
HK$74,265
+HK$3,718/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,094/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,352
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,758
−HK$2,445/mo
Today · 4.125%
HK$82,203
baseline
▲ 0.50% · 4.625%
HK$87,205
+HK$5,002/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,406/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,054
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,361
−HK$2,342/mo
Today · 4.125%
HK$90,703
baseline
▲ 0.50% · 4.625%
HK$95,484
+HK$4,781/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,406/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,721 · Scale 2, in force from 26 Feb 2026)